2020 Ford F-150 XL

At Payne Auto Group, we make every effort to ensure the accuracy of the information presented on our websites. However, due to the complexity of data sources, pricing updates, and third-party systems, some vehicle information — including pricing, features, incentives, and availability — may be unintentionally inaccurate or incomplete.

All prices are subject to change without notice and do not include taxes, title, license, registration, dealer-added accessories, documentation, or processing fees. Prices may not reflect current dealer incentives or financing offers and may not be compatible with special factory financing or lease programs.

Vehicle images and specifications may be stock photos or examples and may not reflect actual vehicle color, trim, or features. Vehicle availability is subject to prior sale, reservation, or removal from inventory.

We encourage all customers to contact us directly to confirm vehicle details, availability, pricing, and qualification for any applicable offers or incentives. While we strive for accuracy, Payne Auto Group reserves the right to correct any pricing or listing errors and cannot be held responsible for data inaccuracies.

In accordance with state law, all advertised prices include a $225 dealer documentation fee. Prices exclude taxes, title, license, registration, and dealer-added accessories. Prices may not reflect current dealer incentives or financing offers and may not be compatible with special factory financing or lease programs.

All financing is subject to credit approval. Payment estimates are for illustrative purposes only and based on a standard 72 months term with 8.00% down and average interest rates; actual terms may vary.

Visit nhtsa.gov/recalls for the latest recall information.